Saturday, January 31, 2009

OBAMA, HOW LONG CAN YOU FOOL THEM?

hello america! if i were looking in the dictionary for the words hypocrit, 2-faced, forked tongue, double standard &, liar, i wonder if obamas name would come up?

it really bothers me that this man (we still know so little about), has so much power to negatively influence the rest of my days as well as those of my sons & grandsons---not to mention the rest of america.

america, please call me stupid if you will but, be honest with yourself & tell me what this sounds like:::obama recently said on live tv that the bonuses of the corporate execs were "shameful" &, believe it or not, i agree with him. they are shameful. that being said, he is hosting a superbowl party to view a game that will be played with about 104 participants that are making outrageous money (not to include the coaches).

in these 'disasterous times', how can you be nit-picky about what the ceos make & not condemn what professional athletes earn? now, one can argue that sports is entertainment but, the bottom line is, it is still a business. no one gets involved with professional sports for free---even the cheerleaders get paid as do the ball & towel boys/girls &, you even have networks & beat writers that do nothing but cover sports. the refs & umps get paid. they even pay the grounds keepers.

entertainment yes but, nonetheless, a business &, a very lucrative one at that. the professional sports market is at the very top of the pile when it comes to "shameful" wages. &, don't forget about professional wrestling, or nascar, or bowling, or golf, or---let me do it this way...it would be easier for you to name a professional sport where they don't make any "shameful" money.

now, there are several reasons for professional sports being so successful &, number one on that list has to be ownership/management & their ability to compete in a tight market. even in these troubled economic times, they fill their different venues with fans, they continue to sell their memorabillia (look at all those arizonia cardinals jackets that popped up overnight), they continue to have their sponsors paying more each season (look at the cost of a 30 second commercil in this years superbowl) &, they continue to pay their employees those "shameful" amounts of money.

OBAMA, YOU SHOULD HAVE SELECTED SOME OF THEM FOR YOUR FINANCE TEAM, NOT TIMOTHY GEITHNER. PLUS, THEY PAY THEIR TAXES ON TIME.

professional sports is the only market that will pay unproven individuals multi-millions of dollars before their very first professional game based on that individuals performance at a lower level. &, that's a calculated risk the owners are willing to take---&, don't forget the millions raked in by the agents.

yes, sports is number one & then you have hollywood. yet, in spite of all of the above, obama sees fit to single out the execs. i guess this is all a part of his "fair" policy which, by his own actions proves it will be anything but fair.

more proof of this "fair" crap is barney franks singling out one bank for federal funds. selective fairness---that's a new one in washington...

SUPER THIS OBAMA

hello america! isn't it nice to know that in these very disasterous times, our president can host a superbowl party at our expense? & then, throw it in our face in the guise of bipatisanship.

i find it very insulting that obama can talk about the present problems we face so negatively & then go ahead & host this party. but, it's something i come to expect from a president that lives by the 'react to what i say-but don't live as i do' rule.

i know there are families out their that had to cancel their superbowl party plans because of the economy &/or losing their jobs. then there is the opposite end up the spectrum where there will be big parties. however, i don't think any of them would broadcast their party in the face of those that suddenly can't afford to have their own. for that matter, ask those people in kentucky that have had severe weather-related problems & can't even stay in their own homes.

as usual, obama talks a good game. he got bush to have congress release the $350 billion dolars of that $700 billion dollar bailout &, he has yet to help anyone with it. what's up with that obama?

you are becoming very paternized-that is: first,you spread fear in the american people by negatively telling them just how 'disasterous' these times are & that now is the time for action; then you speak of 'reaching across the isle'; then you get a bill passed in the house that does very little in addressing the actual needs of today; then you get back on the news speaking about 'reaching across the isle'; then you host this superbowl party to support your claim of 'reaching across the isle' but, in the mean time...

...you broke your own rules about hiring lobbyists, you broke your own rules about tranparency, you broke your own rules about having an open & honest administration, you broke your own rules about not having any 'earmarks' in this american recovery & reinvestment act (H.R.1).

&, while you were so busy breaking your own rules, you got mistress nancy pelosi & her crew to pass a bill giving you $816 billion (ON WHICH YOU SO CONVENIENTLY OMITTED TELLING THE AMERICAN PEOPLE THAT THEY WILL HAVE TO PAY INTEREST ON THAT MONEY, MAKING IT ABOUT $1 TRILLION---yeah, i know, you forgot). banks are still not lending, homeowners are still losing their homes, jobs are still being lost by the thousands &, DID I MENTION THAT THAT $350 BILLION IS STILL CLUTCHED IN YOUR HAND NOT HELPING ANYBODY?

OBAMA, KEEP US SAFE

hello america! tell me, don't you feel safer with the actual closing of gitmo in the very near future? i mean, after all, obama took an oath on a bible to protect & defend us. you trusted him enough when he was campaigning & telling you he was going to close gitmo so, trust him to come up with a plan to dump them in your backyard.

one of the biggest problem with jailing gitmoees in america is the repercussions that will come from the protesting in the communities their lodged in. the other problem is the influence they will have on the weak-minded american prisoners, who will one day be released to walk our streets again...another problem is the costs to the taxpayer in these dire times but, you really don't have to worry too much about this: obama & his crew will just get congress to print out some more money so as to increase our debt.

obama & his crew want to cut the budget for some of our weapon systems. based on obamas thinking, we'd still be in the dark ages. what weapon systems do we have that don't work? if obama had of been president when man came up with the idea of bullet proof glass & armored limos, he wouldn't be able to go anywhere safely.

our ability to produce our weapon systems & use them is what has kept us free & he wants to trample on that. however, i agree that to nuke a country is a terible thing but, if that's what it takes for us to remain AMERICA then so be it.

must have been that second swearing in that wasn't widely attended where obama didn't have to swear to the protect & defend thing.

Friday, January 30, 2009

I'M OBAMA & I'LL DECIDE WHAT RULES TO FOLLOW

hello america! just muttering to myself.......................................

if you don't pay your taxes for 4 years &, you owe the irs a substantial amount, what do you think will happen to you? you'll end up like timothy geithner as secretary of the treasury.

if you don't pay your taxes for 3 years, $140,000 to include interest, what do you think will happen to you? you'll end up like tom daschle & be nominated to be the secretary of health.

if your husband is raking in big money from foreign interests, what do you think will happen to you? you'll end up like hilary clinton as secretary of state.

if you 'aided' in the pardon of someone that shouldn't have been pardoned, what do you think will happen to you? you'll end up like erik holder as attorny general.

do you see the pattern here &, don't forget that obama nominated bill richardson who bowed out amidst an on-going 'pay-for-play' investigation.

this comes from:::yahoo news/politico

Obama finds room for lobbyists

Kenneth P. Vogel, Mike Allen Kenneth P. Vogel, Mike Allen – Wed Jan 28, 5:36 pm ET
Featured Topics:
Barack Obama
Presidential Transition

Here are former lobbyists Obama has tapped for top jobs:

Eric Holder, attorney general nominee, was registered to lobby until 2004 on behalf of clients including Global Crossing, a bankrupt telecommunications firm.

Tom Vilsack, secretary of agriculture nominee, was registered to lobby as recently as last year on behalf of the National Education Association.

William Lynn, deputy defense secretary nominee, was registered to lobby as recently as last year for defense contractor Raytheon, where he was a top executive.

William Corr, deputy health and human services secretary nominee, was registered to lobby until last year for the Campaign for Tobacco-Free Kids, a non-profit that pushes to limit tobacco use.

David Hayes, deputy interior secretary nominee, was registered to lobby until 2006 for clients, including the regional utility San Diego Gas & Electric.

Mark Patterson, chief of staff to Treasury Secretary Timothy Geithner, was registered to lobby as recently as last year for financial giant Goldman Sachs.

Ron Klain, chief of staff to Vice President Joe Biden, was registered to lobby until 2005 for clients, including the Coalition for Asbestos Resolution, U.S. Airways, Airborne Express and drug-maker ImClone.

Mona Sutphen, deputy White House chief of staff, was registered to lobby for clients, including Angliss International in 2003.

Melody Barnes, domestic policy council director, lobbied in 2003 and 2004 for liberal advocacy groups, including the American Civil Liberties Union, the Leadership Conference on Civil Rights, the American Constitution Society and the Center for Reproductive Rights.

Cecilia Munoz, White House director of intergovernmental affairs, was a lobbyist as recently as last year for the National Council of La Raza, a Hispanic advocacy group.

Patrick Gaspard, White House political affairs director, was a lobbyist for the Service Employees International Union.

Michael Strautmanis, chief of staff to the president’s assistant for intergovernmental relations, lobbied for the American Association of Justice from 2001 until 2005.

so america, you need to hold obama accountable for what he promised to you for your vote. there is no transparency; there is no break from doing business as usual; there's no ethics &, there's no honest reaching across the isle from obama & his crew.

OBAMA'S STILL SURROUNDED BY 'SHADY' PEOPLE

hello america! sure hope you still have faith in obama---yeah right. if you do, you're just one of the many that got sucked in by him.

he's been all over tv talking about the need for congress to pass this stimulus bill & yet, what does it do for you? as usual, i can't hear you. it does very little for you & even less for the creation of jobs. he snowed (LIED) you back then & it won't change now. he is a puppet for nancy pelosi & if she farts, she'll blow obamas nose off. but, we'll get back to this...

obama is a big hypocrit & his degrading those on wall street receiving big bonuses should be proof for you. if you remember, obama received $124,ooo. from fannie mae in contributions & has yet to say that was bad money management. he never said anthing about former ceo franklin raines raking in those big bucks. he never said anything about timothy geithner raking in those big bucks.

obama says this financial crisis is no fault of the american people---what he doesn't say (you can google this yourself) is that when he was a lawyer, he & others sued banks (CITY GROUP, ILLINOIS, 1993) under cra---forcing banks to give loans to the less-then-credit-worthy.

now the obama camp is putting together a plan to limit the pay of execs to $400,000. or less. this is crap-it's government steping in where it should have never been in the first place. it's also another ruse for government control.

he told us this crap about transparancy & under which conditions lobbyists could serve in his administration:::google his crew & you'll see his policy is a do as i say, not as i do one.

besides all that, look at timothy geithner & tom daschle---both of them had serious tax problems. geithner 'cleaned' his problem up just days before obama officially selected him &, daschle 'cleaned' his up after being selected by obama. nope, no business as usual here!

america, when & if you actually look at the bill (HR1) that passed in the house, you'll be both happy & sad...happy that none of the republicans voted for it along with 11 democrats...sad that the democrats that did vote for it say they voted with our best interests at heart.

socialism, censorship, & government privatization right around the corner. yep, you wanted change & pretty soon that's all you'll be earning.

Tuesday, January 27, 2009

OBAMA, TRY DOING THIS

hello america! i just finished reading the american recovery & reinvestment act that obama has been been pushing for. if you have the time to read it for yourself you'll come to the same conclusion that i did---it's full of crap. very expensive crap at that.

the democrats can jump up & down all they want telling us what a gift to us they are but, this bill really sucks. it does extremely little for us...&, that's the bottom line. america needs help now & this bill does not provide it.

in my post yesterday, i finished with about 56,000 people losing their jobs. i wake up today & the figure is around 72,000 with more coming. what part of "SOMETHING NEEDS TO BE DONE NOW" does obama not understand? if he honestly thinks that the bill the house will vote on this week is the answer to americas cry for help, we are doomed even beyond my dire predictions.

i know obama & his crew wanted to grab the bull by its horns but, they can't even find the bull. &, i can see why obama wanted to rush timothy geithner in as sec of the treasury---one crook helping another. when you read the bill & see how much money geithner will have control of to allocate as he deems necessary, you'll understand it to.

obama, i shouldn't have to tell you how to do your job but, somebody has to & that crew you have surrounding you is worthless...

if you were a man of action this is what you would do for the american people...
1...go to the house, tell them the federal government will help big businesses
2...tell them you need a bill that will freeze the big companies assets & those of their managers &
make it retro-active for three years
3...tell them that those companies have 120 days to show evidence of turning their problems
around
4...tell them those companies will freeze hirings & firings until futher notice
5...tell them that if the companies fail to comply, the federal government will take over on a
temporary basis
6...tell them that after the feds take over, there will be a penalty to be paid to the feds by the
management which will include the frozen assets & jail time---healthy jail time of not less
then three years
7...tell them that after the feds take over, the company will be auctioned off to the highest,
responsible bidder
8...tell them that those managers will not be permitted to be rehired in their present capacity
by any other company for five years
9...tell them the companies would have to pay the feds the top dollar during the take over
walk your butt into the senate & repeat the whole thing again...

obama, this has to be done before the public can know about it because some of the management of some of these companies would sell off their stocks & assets to others so as to have them when they got out of jail.

somewhere along the route you would have to make a determination as to who is big business---very few companies with only 25 or less employees, make millions every year so, this would have to based on companies with employees in the hundreds.

obama, there are those that say the feds don't belong in private business &, for the most part, i strongly agree but, these are not normal times &, they call for not normal actions. if sears & the rest of the companies their size, said the hell with it & started downsizing, where would we be &, more importantly, what would your recovery package mean then?

but, i really should be addressing this to nancy pelosi because you don't have the balls for it & hers are much bigger then yours...it's a fact. without her there, you can't even scratch your head.

Monday, January 26, 2009

BIG BUSINESS IS THE PROBLEM

hello america! I won't hold it against you for not wishing me a happy birthday however, i will accept belated presents & money.

one doesn't have to be an economic major to see that the obama & his crew are forcefully blowing smoke up our butts about their economic stimulus package. based on everything i have read or heard, the bill is going to be a big bust.

the very first government bailout hasn't done a bit of good for us &, the bailouts since the first one haven't worked. so, why spend nearly a trillion dollars more chasing a bad dream?

obama & crew have painted a very dim picture of our present economic problems &, they do not have the answers to fix them. their bailout is just another way of for them to spend our money as they see fit.

all this talk about infrastructure repair & building, along with the greenery of public buildings won't help us any time soon. little (small) business can only do so much for us in these dire times.

banks aren't lending, home owners are still losing their homes &, our big three (automakers) still cannot produce a vehicle to compete with the foreign car. &, just look at the amount of federal money these three sectors received &, obama wants to give them more? they all need more money---where will it stop?

big companies are massively downsizing, ceo's are still receiving there bonuses & perks, one bank received money & went & bought another bank & the plan for 'saving' the economy just won't work.

obama & his panal of experts have it wrong-bailing out the above named sectors & providing stability to small businesses won't stem the tide. obama & his crew keep saying they need to keep the small businesses afloat &, if you look at or hear the daily news, small businesses have nothing to do with the present economic problems...not a thing.

BIG BUSINESSES ARE THE PROBLEMS & HERE'S WHY:::

microsoft corp-laying off 5,000 people
intel corp-laying off 6,000 people
ual corp-laying off 1,000 people
home depot-laying off 7,000 people
sprint-laying off 8,ooo people (between now & end of this march)
caterpillar-laying off 20,000 people
pfizer (just bought drugmaker wyeth for $68 billion)-laying off 8,000 people.

55,000 people are losing their jobs, starting now or in the very near future &, all of this information has come in since this morning & it's only 9:42am/est-1/26/09 &, more jobs are forecast to be lost.

hold it-this just in...starbuck's-laying off 1,000 people.

how obama can put small businesses & our economic problems in the same paragraph is beyond me. if small businesses were the problem, we wouldn't have a problem. if several small businesses laid off workers it wouldn't even make the news---you know it & i know it &, we're being fed this crap from the obama camp about how small businesses are the backbone of this country & need this stimulus package. yeah, feed me burnt popcorn & sugarless koolade & then tell me it's a seven star dinner.

the banking, housing &, auto sectors are not small businesses & look at how much money they have alreadys received (& want more) & then, find yourself a small business that received some of that same bailout money. i can't hear you. surely, you must know of one-don't you?

america being the land of dreams, i'll bet none of those people being laid off saw this coming in '06/'07. &, i'd also bet that the majority of them voted for obama---i wonder if they had a vote today would they cast it for this great man of vision that never saw anything in his life.

to fix the current problems ---we need to fix big businesses---not laughing now are you but, mccain did have it right. they need tax cuts & incentives to remain solvent &, most of all, they need honest regulation to prohibit greed & corruption.

another thing, people are less likely to spend their money because obama & his crew have scared them. their immediate future has been painted so uncertain that they will hold onto whatever they do have. yet, obama & his crew want to put you deeper in debt.

&, here it is-12:17pm/est & gm has just announced the laying off of 2,000 people. didn't they get money to prevent this or do am i confused. in either caes, just give them some more so that their ceo's can continue to live the 'fat' lifestyle.

Friday, January 23, 2009

& HE JUST STARTED WORKING AS THE PRES

hello america! it's ben 3 days since obama was sworn in & already the writing on the wall is becoming clearer. everybody says to give obama a chance but, when i see him doing just the opposite of what he promised, i am compelled to speak my mind.

i have several issues that i have a problem with:::transparancy; abortion; gitmo; &, the economy.

the obama camp knew about the tax problems of timothy geithner before his being named sec of the treasury &, that he paid the back taxes owed just days before obama officially named selected him. this smacks of back door crap-they know it, you know it &, i know it. it has been reported that certain senators had inside knowledge & were asked to keep silent until obame broke the news. the media really needs to look into this & report the truth about it.

obama knew about bill clintons connection to the foundation & saw no conflict of interest by naming hilary as sec of state. the confirmation committee supposedly worked out something that is very mysterious to me. bill might not be receiving a paycheck from the foundation or the countries involved but, clearly, there is a conflict of interest here.

obamas being resworn without the usual fanfare of media present looks like a 'pay-for-play' deal. out of all the pictures taken only 1 is allowed to surface? if i'm not mistaken, 3 media outlets refused to release any more of them. what's wrong with this picture?


LET'S SEE!!!

you can deliberately not pay your taxes (even after signing the instruction forms for filing your taxes from the imf) & your reward is to be confirmed to sec of treasury. &, then the obama camp feeds you this crap about geithner being so smart & these dire times need him. based on that, why not put madhof in charge of our bonds? geithner should never have been nominated much less confirmed &, if he were the man obama paints him to be, he would resign. how is one to trust him or those responsible for his being where he is? don't pay your taxes for 4 years, then pay 2 years back taxes whenever you get around to it, talk to some governor about a treasury position &, then pay off the other 2 years of back taxes prior to being publicly nominated. this is like putting a child molester in charge of a daycare.

the hilary & senators may have come to an agreement about her conflict of interest involving the imf fund but, those countries involved in it now have more leverage then they had before. her nomination is a big mistake. gen powell would have been a better fit.

i don't beleive that any man has the right to tell a women whether she can or can't give birth. however, i don't think federal dollars should be used if the women decides to abort the pregnancy. if she can afford it, fine-abort; if she can't afford it, fine-have the child. why should i have to pay for this? everyone knew that obama was extremely liberal &, regardless of what he said or says, you are about to find out just how liberal he really is. lifting the ban on the use of federal funds for abortions is just plain wrong.

when all of you see what all comes out of this stimulus package that obama insists will jump start the economy---you're going to be very disappointed:even you die-hard obamaholics. if obama & washington were serious about helping the economy, they'd help those big companies that are laying off workers by the hundreds so that they wouldn't have to down-size. we don't need tax cuts, we need dollars to spend. this package is a farce &, the only thing it's going to accomplish is putting us deeper in debt. as i understand it, millions of dollars are going to the prophylactic industry. yeah, that's a sure way to help the economy. please remember that obama told us that there will be no earmarks in this bill. this bill will be for economic recovery only. well, again, you've been had. when the final bill is in print, i know you're going to find several large items in it that even you will question.

obama thought that closing gitmo would be easy---it's anything but. he's finding that out the hard way. who wants these prisoners next door to them? we already released one of them that's now a top al-quaida officer in yemen. yeah, let them all go, they are only going to try to kill more americans. &, don't forget to rewards their bad intentions by giving them american rights. obama, i have an idea! why don't you build a modern facility for them right next to the white house where you can see that they get treated right. just don't forget to allow room for a golf course & olympic size swimming pool. moving the prisoners out of gitmo will create problems that i don't think obama ever considered---so much for his panal of advisors...their first test & they flunked it big time.

america, what really bothers me more then anything is, obama is not the person he painted himself to be & you fell for what you saw & heard. had you have done your homework on him diligently, someone else would be president.

what i like about obama & his camp is that very soon they will prove just how great bush was for this country, to include his mistakes.

& don't forget, nancy pelosi has vowed to raise our taxes & i, for one, can see it coming soon.

Thursday, January 22, 2009

LETTER TO OBAMA

hello america! i have yet to finish an earlier writing concerning obama being sworn in &, for anyone looking for it, i promise to get back to it very soon. but, first, i must write this letter to my new president so he'll know where i stand, what i expect, what i need, &, what all i don't want.

obama, congratulations to you & i am happy for you. that being said, i must say this...i am extremely informal in my writings:::no tittles, no capital letters in names (generally), no mr & mrs:::nope, none of that. plus, i can be very sarcastic at times. so, if you can accept that, please read on.

you ran on a platform of "change" & how you are the only one that can fix america's problems. i've listened to you & i have been very judgemental & critical about you & your plans for my country. &, no where in your plans did you address the issues that affect each & every one of us daily. america became so caught up in your smooth, flowery rhetoric that they failed to hear what you didn't say. well, i'm here to tell you that i heard what you didn't say.

you know better then most that in order to grow, you must start as a little seed, then you root, then you sprout &, if you're lucky, you blossom. buildings are built from the ground up: in other words, everything in life starts from ground zero. isn't that how you grew? from a seed?

well, my country needs to be allowed to 'grow' &, to be honest, your plans do not allow for that growth. your plans sound great & offer hope but, they don't address the problems that hinder america's growth.

yes, we are in dire times which call for drastic actions but, the actions you plan won't help us as a people. &, in a minute, i'll prove to you why.

the greatest problem facing america is, we have allowed politicians & the supreme court to peel off the layers of what made america america. america's history is deeply rooted in churches & organizations & GOD, the american flag, schools & education, parenting, neighbors helping neighbors, mom & pop stores & (MOST IMPORTANTLY), the american will to remain a free country &, english. just eight little things but, together, they make up the foundation of this great nation--- from the ground up.

our foundation has been trampled & undermined by the very system installed to guarantee its survival (OF WHICH YOU ARE NOW THE LEADER). &, it amazes me that you continue to fail to address these issues.

SO, LET'S DO SO NOW BUT, NOT IN THE ORDER THEY'RE LISTED!

the american flag is the symbol that represents us here as well as abroad. it should be given the utmost respect &, no other flag should be raised higher then it. well, somewhere along the line, some idiots in washington felt it would do their constituents good to allow the desecration of our flag &, this needs to stop. if i am correct, you voted to allow the desecration of our flag. how can our flag be a representation of this country when we allow it to be worn on it's citizens butts & burned. obama, restore the respect to our flag that it deserves---after all, america saw you salute &/or put a hand to your heart (as did your wife) as our flag passed your inaguration viewing station. don't be a hypocrit, have washington make flag desecration a felony with strong penalties.

schools & education have always been part of the american backbone. building better schools, raising teachers pay &, providing the opportunity for every child to get a good, affordable education does not address the problem. the biggest problems concerning our school systems are: the crime rate for all schools has gone up (some even have police stationed within the schools). there are gangs in & around the schools. drugs are being sold & used within the schools. parents, organizations, communitees &, churches lack the power to enforce their child's attendance.

obama, you may mean well but, since you're there, why not do the best job you can for us? fix the problems that have allowed our school systems to fall apart to the point that our children attend school to 'hang out' & show off the hottest gear & bling-bling. if you think that your plan will solve this problem, you're crazy. take the worst part of your home state---has to be chi-town---build a better building, pay the teachers top pay, make it as 'green' as you want &, mandate its affordability & then tell me you solved the problem. be for real! a lot of teachers have lost their true desire to teach because of the conditions they are confronted with. a lot of the students don't get to learn all they should because of the conditions they're confronted with. a lot of kids don't go to shool or cut out of school & nothing is done about it---i should say, very little is done about it. intead of punishing the child, the system punishes the parent or guardian with fines &/or jail time. & yet, the parent or guardian lacks the authority to 'force' the child to school whether it be from fear of the child &/or fear of the penal system (they call it "child abuse now").

no, your plan is only window dressing & i'm here to tell you it won't stay in the window long. fix the conditions & the overcrowding & the system will take care of itself (even in an old shack).

parents & guardians, as stated above, have very litle influence on their children. they can't lay down the law as they once could for fear of being hauled off to jail. our system has become so backwards that it allows children to sue their paents & guardians &/or jail them. yes, i had my butt beaten by my father with a belt. i know now that i am better off for it. yes, there is a point when it crosses the line & only then should the authorities step in. let's see: there's verbal abuse, abuse through intimadation, there's physical abuse, there's kidnapping by forceably keeping a child from going out &, there's mental abuse. the line between 'good' & 'bad' abuse is so frail & grey that it can be stepped over without ill will towards the child. obama, if you really want to fix anything, give the parent & guardian back the authority they once ruled their home with.

also a major part of this problem is that one of the parents can walk away from their responsibilities with very little repercussions & divorce is extremely easy to attain. children are having children. too many children being born out of wedlock. these are our problems & they are very real. fix them!

english should be our national language by law. if one wants to enter our country, learning english must be mandatory. if we should choose to learn another language, fine. as a true american, i am tired of government issued papers in multiple languages. same thing with calling different companies. i'm american & we speak english here. make it mandatory for all who enter our borders to learn it & speak it---this is not to say that they cannot speak their own language,,,they should but, don't force it on me. don't come to my country & tell me i have to live by your rules or speak your language---i'm american, it's just that simple.

attendance for churches & the various organizations that serve america is down. parents can't get their children to attend & washington has to accept a lot of the blame. by taking GOD & religion out of the schools-specifically, the pledge of allegiance, & ruling what can & can't be in public buildings has had a trickle down effect on us. if church & state must be so severely separated, why is a clergyman allowed to say a prayer before the proceedings & why is the GOOD BOOK still allowed to be sworn on? you did it. we are a country where the majority of us do beleive in GOD, &, the CROSS should be allowed to hang in all public buildings. if you are truely a man of & for the people, make it happen.

america used to be filled with neighbors helping neighbors & watching overs each others children without having to be asked to do so. when one was sick, they would bring you a pot of home made soup. they always talked to one another & shared coffee & cakes. they looked out for one another & their neighborhoods. now a days, they barely nod at one another. neighborhoods are over run with gangs, drugs &, crime. people are afraid to go out at night &, in some areas, they are afraid to go out in the day. it wouldn't be too bad if it were just american gangs doing business here; no we have chineese gangs, russian gangs, jamaican gangs &, mexican gangs...they come from all over the world & some of them are extremely brutal. neighborhoods can't be fixed until the gangs are rooted out, crime is shrunken &, drugs weeded out. you want america to grow, eliminate those three problems.

obama, your plan to help the little businessman won't work & i don't care how much money you pour into it. since the creation of malls & the chains of grocery stores, the mom & pop stores were doomed to die. if you honestly wanted to help the little businesses, you would be 'killing' america. your point on jobs being lost & unemployment skyrocketing is well known & agreed to. however, take a good look at just how many of the little businesses are going overseas & when you talk of the laying off by the thousands, the little businessman's company is not even in the same paragraph. it's the big companies that are firing & laying off their workers or, moving overseas.

if you wanted to help the mom & pop stores the only way you could do it would be to close the walmarts, the k-marts, the sears, the t-mobiles etc...the little business sector is hurting because they can't compete with the larger chainstores. especially in the food market. you can answer this for america & settle any dispute we may have about the little business company; did you get your suit from the washington hood-which is about 4 blocks from your front door? or did you go to your old neighborhood (altgeld gardens or that area) & get the little tailer to make it? now you can see why the little busiman is having such a hard time. & yes, target is all over & has helped put the little business out of business because the little man can't compete with them. it's simple math.

i live in allentown pa & since home depot showed up, the small businesses that were selling the same products as home depot have collasped, sold out or, just simply disappeared. they couldn't compete with the prices, the services, the selections &, the warranties.

obama, be careful of what you promise us. in order for you to allow the little businesses to grow, you have to close or downsize the bigger ones & you know the repercussions of that would swell the unemployment lines greatly.

america's will to remain free will always be at the forefront of thought whenever facing foreign dangers with or without you. you can either make us stronger, or you can make us weaker. i honestly hope it's the former of the two. it doesn't take a general or congressman/woman to tell anyone that our military has kept us safe. our weapon systems & troops need to be the best of the best &, above all else, we must always be totally willing to employ our military without second thought. that & that alone is what has kept us free.

obama, if you can handle the above problems, you will truely help this country in ways it hasn't been helped for decades. they are the real problems that affect each & every one of us daily. &, even though i voted for mccain, i accept you as my president & will support you 100%, but, I, as an american, need the above problems fixed first.

thankyou!

Monday, January 19, 2009

EAGLE FANS, SUCK IT UP

hello america! if you're really into football, you had to enjoy the the nfl & afl championship games regardless of who's your team. the two games lived up to all the hype---there was defense, there was offense &, the special teams held their own. coaches were trying to out-coach their counterparts &, the replay camera shots were great. it seemed like the games were packed with excitement & suspense.

well, can't please everybody. so, today, we have to deal with those that say the eagles got robbed. the refs didn't call pass interference on a play where the defender slipped & perhaps caused the receiver to fall. there was contact but, replay didn't show a picture of the defender actually tripping the receiver. it did show that the receiver didn't make the catch & should have. so, eagle fans, suck it up...you complain about the no-call & yet, you have nothing to say about the muffed call on one of the kickoffs when the ref called the ball out of bounds---&, it wasn't. should have been cardinals ball arond the eagles 30 yard line &, with the way the cards were playing the 1st half, it would have been lights out for the eagles right then. instead, no call & it gave the eagles life & hope, which, they almost made the most of.

mcchoke, excuse me, mcnabb, still cannot perform at his best when under game pressure. even though he threw the eagles back in it---to the point that just about everybody was thinking they were going to win it, he failed to show up when they needed him most. he overthrew one receiver &, threw behind another who'd still be running if the pass were accurate. they had their chances.

however, it would not be fair to give all the blame to mcchoke---he doesn't play on the defensive side of the ball. the eagle defense in the 1st half just was not there. &, they showed up in the 2nd half only part of the time. this was a day in which the eagle defense & offense didn't play the 1st half.

so, eagle fans, if you need a refs call to advance to the next round, you have no business being there.

congrats to the cardinals & steelers...also, hopes & prayers that willis mcgahee will be okay. i've heard some already say that it was an illegal hit but, when you really watch the replay, mcgahee lowered his head first.

wish we had more match-ups like these two games all season long.

arizona cardinals & superbowl do belong in the same sentence---just ask the eagles.

Thursday, January 15, 2009

US HOUSE OF REPS DEBATING AMENDMENTS TO THE BAILOUT

hello america! have any of you had time to check out the debate on c-span? it's the us house of representatives , both repubs & dems debating the remaining 350 billion dollar bailout money. if you really listen to it, the dems just want to give the monery out & the repubs are against that.

the main man for the dems is rep barney franks. yep, gud ole barney. he has screwed us so many times in the past by fighting against regulation for the financial markets. we would not be in this financial mess if it weren't for barney franks, chris dodd, harry ried & others. & YES, REPUBLICANS SHARE IN THE BLAME.

i am not here to assign blame for the financial & housing markets collaspe but, certain names pop out at me whenever i research who did what & when.

rep jeb hensarling, r-texas, was very impressive when debating against franks & i hope the rest of the repubs saw it his way. for that matter, i hope the dems see it that way but, that's wishfull thinking.

although this bill may make it through the house, i strongly expect it to have a lot of problems making it through the senate. time will tell.

america, enough is enough & all this bailout crap is enough. how can barney franks get on live, public tv & blame bush for anything

do your research america! barney franks is not for america & should have been kicked out of office years ago. put another dem in his seat but, please remove him. just google barney franks & see for yourself. apparently, the good people of the state of mass don't know how to do this nor do they know the harm that barney franks & his cohorts are directly responsible for.

do your own research america.

TRANSPARENCY---NOT THIS ADMINISTRATION

hello america! transparency? yeah, right. the obama camp is again hiding things from us that should prove to you obamaholics, his administration will be business as usual.

rahm emanual should have been a big clue as to what obama sees as what should be transparent. he will only comment on negativities when they become public---you saw this throughout his campaigning & ignored it. why should he change now?

the man that obama named to head the treasury, timothy geithner, has had his own problems with taxes to the tune of $34, 000. yeah, he should be another good fit for obama.

it seems that obama & his camp knew of his problems & asked certain senators to keep it quiet. i will be posting more on this as it becomes available.

in the mean time, don't take my word on it, google timothy geithner & see for yourselves. there's quite a lot out there.

CLOSING GITMO-A BIG MISTAKE

hello america! perhaps you can answer this question for me---if a member of your family was kidnapped, would you really care what the police had to do to return that member to you safely? i mean, wouldn't you want them to do everything in their power to accomplish that?

or, would you be one of those that demand that the police respect the rights of the perpertrators to the point of you never getting your family member back safely?

well, obama seems to think that his closing gitmo (guantanamo) & issuing those captured in battle against us civil rights, goes against every grain of my moral being. i have a big problem with this.

you cannot capture the enemy during the battle & then give them the same rights americans experience during incarceration. nor can you release them freely. if this is allowed to occur, we will have intentionally sealed an effective way of gathering information that could result is less american lives being lost.

in the two wars we are currently involved in, our enemy is ruthless. they show us no mercy, in fact, they go the opposite route. to most of us, they almost appear subhuman in their ability to inflict death & destruction on our military & civilian forces. they seem to think that strapping a bomb on a young woman & sending her into a marketplace to blow up is a thing of honor. they don't care who dies or is injured &, they have no morals about waging their war from their places of worship.

even with all the 'bad news' coming from gitmo, these people are being treated better then they were in their own country. their religion is being respected, they're clothed, they eat (based on their religion), they sleep, & they exercise. &, if water-boarding is what it takes to save american lives, so be it.

not wishing this on anybody but, when the enemy captures your son or daughter or freind, please make your voice is heard about giving the enemy rights. if my daughter-in-law were captured by the enemy, i wouldn't care what means were used to secure her rescue.

as usual, obama has it wrong!

DON'T ASK-DON'T TELL

hello america! since the inception of the "DON'T ASK-DON'T TELL" policy, we've heard extremely little negative reports about it. so, it must be working! why then will obama get rid of it? what does he have against 'gays' in the military (in which he never served )?

the numbers of 'gays' in the military are not known, & yet, i would be willing to wager that there are quite a few of them in there. obama wants to change that for whatever reason. again, i must ask why? if they are not creating a problem with those they serve with, leave them the hell alone. why force them to expose themselves & then suffer further humiliation by forcing them out of the military &/or being denied entrance?

if the 'gays' in the military can follow orders, accomplish the mission, & keep their sexual preferences to themselves, what harm do they pose? actually, if they can perform their duties in an honorable manner, they are serving this country in ways that obama knows nothing of first hand.

if this is why the obamaholics elected obama then they have succeeded. congratulations! however, i'll bet that the 'gay community' would like to recast their vote.

well, looking at things the way they are, if obama can force the 'gays' out of the military, it will only be a matter of time before he forces the women out. after all, obama will be the commander-in-chief of the united states armed forces. yes, his lack of inexperience is about to pay off in a negative way.

with all that is going on in these dire times, isn't it wonderful to know obama has the time to worry about 'gays' in the military?

besides, rep. barney franks is an admitted 'gay'---shouldn't he be forbidden involvement in anything related to the military? if a 'gay' can't serve their country in the military, they should not be allowed to serve in the house or the senate. where will it stop obama? where?

HEATH CARE

hello america! for a 'man for the people', obama is really showing he's anything but. on the other hand, i for one, never will expect him to be that---he has very little record of helping the people.

his plans to 'force' 2.5 million children to get enrolled in his health care plan (even though they have their own insurance providers) strengthens the arguement about universal health care. if obama is allowed to pull this off, it will just be a matter of time before he 'forces' you, as an adult, to become enrolled in his health care package for adults. besides, this may come as good news to all those obamaholics that they will eventually have to pay for this out of their own pockets.

obama must not have studied all those other countries with their universal health care systems. they didn't work there & they ain't gonna work here. there's way to much corruption between the federal government & the health care industry for this to be anything but a failure. &, as a 'man for the people' obama knows this & he also knows you are going to be stuck in the middle of this failure. you're going to end up not having any health care at all.

you want to fix health care? put stronger, enforcable laws on the books that are designed to root out the collaboration & coruption between the government & the health care industry &, jail those that influence the cost of business & medicine. &, if a foreign market creates a drug that works, is safe, & affordable, allow us to purchase it without any crap.

all the above being said, i realize there are those that have no health care at all &, they are the ones that should be enrolled in health care systems that are designed to fit their health care needs.

Wednesday, January 14, 2009

hello america! it makes me feel real good when our elected politicians don't bow down to the president-any president. it seems that some members of congress don't see giving this 350 billion dollars to the financial markets as a way out of this economic slump. & i am in total agreement with them.

from the first federal bailout to the last one, none of this economic mess has changed for the better...not one iota. & obama wants to give them more money. why? the housing market is a wreck, the banks won't loan out any money &, the auto industry hasn't improved. congress can't can't even get the banks to tell us how the money was spent, & yet, we know some of that money was used to purchase other banks &, to clean up some of their debts.

it seems that not one penny of all that bailout money has helped us in any way, shape, form, or fashion. &, we're supposed to beleive that giving them more money will improve the present conditions.

i can't accept that i am the only one left in this great country that remembers algebra. our politicians have forgotten it. so, here's a little class for them. when you have a -$10.00 & you add a +$6.00 to it, you're still minus. now, if congress is going to clear up all the minuses in the various markets that are failing, we are in for a very, very long economic drought.

no, chasing bad money with good money is not going to solve anything.

if congress & obama really wanted to clean this mess up quickly, they would haul all those ceo's to a hearing & 'DEMAND' that they volunteer their services or face federal charges. after all, they cooked the books.

america, i know that people being laid off is no joke & yet, bailing out these markets is not working. the auto workers are making $28.00 per hour & if they didn't save any of that money, it's on them.

call or write your washington rep & tell them no to bailing out any more markets.

let the chips fall where they may. america is resourceful & will survive.

Monday, January 12, 2009

IT'S CALLED ENGLISH

hello america! i was not planning on saying anything until tomorrow but, i just left the corner store &, what i heard, upsets me greatly.

i was behind a hispanic lady with 3 kids & she was having a problem with the owner. she wanted to use 'foreign' currency to pay for her groceries---the owner wanted american dollars. a big argument ensued & the bottom line is, the lady told the owner (who i know) to learn spanish. this is where i have a problem.

if i go to a foreign country & i don't know their language, should i demand that they learn mine?

english is taught & spoken in more countries then i care to mention---not spanish; not russian; not german; not french; not latin---

when you enter america, learn to speak english, learn to read english &, don't demand that we learn your language. that is an option to us that we don't have to entertain.

2 Y'ALL

hello america! if you've gotten this far, all i ask is that you leave a comment-good, bad, or, indifferent. if you have a request for something to be done in your area, i will do my best to diligently research it & i will publish my findings on this site.

THAT IS A PROMISE FROM KNOWITALL TO YOU!

BEAGLES, SORRY-I MEAN EAGLES

hello america! 1st, i am a DENVER BRONCO fanatic. after them, i really don't care. they let me down this season but, there's always next year.

i spent this weekend watching the games &, i have my opinions about who won, who lost &, who gave up.

ravens won, cardinals won, chargers lost, giants gave up. reasons being:::ravens defense, cardinals defense, chargers lack of offense &, giants no nothing.

out of all the games, i was most impressed with the giants lack of intensity. the giants coach cost them that game when they didn't go for their 1st 4th & whatever. that set the tone & by the time they were in a position to go for it again, it was too late. they should have taken the week off getting ready for next seasons practice. & they won the superbowl! all that being said, i hate to admit the eagles deserved the win. they played with more intensity on both sides of the ball. however, i feel they are a whole team short of a championship team.

ravens defense was just too much for the titans. if the ravens can't score better, this weekend will be their last this season.

cardinals surprised me on both sides of the ball---when did you ever hear about them having a defense that could stop anything? me neither. if that defense shows up with their offense-it's lights out for the eagles.

the steelers have a very good & offense---it's just big ben can't be sitting back there for 8 seconds trying to get rid of the ball. but, i think they have enough to beat the ravens.

my picks are:::::::::::::::::::STEELERS V CARDINALS IN THE SUPER BOWL.

in BB, i'm picking cleveland v suns/spurs...my knicks suck;

in the other bb, i'm picking the NEW YORK YANKEES to win it all.

in hockey, the NEW YORK RANGERS

in golf, MR. TIGER WOODS

hey, y'all in allentown, pa---ckeck out that allen high varsity basketball team. do we have to have a football team?

america, have a great day!

STILL LOOKING FOR CHANGE?-CHECK YOUR SOFA!

hello america! many of you think that i am a pessimist. well, you're entitled to your opinion &, i respect you for sharing it with me. however, you're so not right. i see the glass as being 1/2 full &, in truth, i am a realist. yes, from across the street even i see the grass is greener but, i know that when i cross that street, the grass is just like the grass i left, or worse.

that being said, bush is on his way out & obama is on his way in &, the majority of you seem to think the grass will be greener with obama. well, as usual, i'm here to give you some truth on that subject.

i've said it before but, for you faithful obamaholics, i'll say it again...one person can not "change" washington nor can they "change" how washington conducts its business. every politician in office owes something to someone for helping them get there &, that includes obama.

obama ran on a platform of "change" &, you ate it up & want more. SO-BE-IT...if you spent a little more time in doing your own research & less time praising obama, you'd come to the stark realization that obama cannot bring about "change" nor does he have enough influence to do it.

as usual, you won't beleive me but, take the time to research the following article: fox news by brit hume, tuesday, 12/16/08 house rules---basically, it's house speaker nancy pelosi 'telling' white house chief of staff rahn emanuel the way it will be. that's power & obama doesn't have it.

not enough for yet? research another article: newmax.com by david a. patten, 1/9/09 john fund blasting speaker pelosi on reform---check out what she's doing & has done & then tell yourself that obama can bring about change.

pelosi has power that obama can only dream about & he can't "change" crap until he "changes" that.

research barney franks & all he has done to allow the collaspe of the housing & financial markets. he has power & is still calling shots.

research harry reid & all he done to allow the the collaspe of the housing & finacial markets. he has power & is still calling shots

not enough? research chris dodd & all he has done to allow the collaspe of the housing & financial markets. he has power & is still calling shots.

all four should be investigated by america for not doing their jobs. they have hurt us deeply &, together present an obsticle obama can't climb. they have already clashed & will clash again. no matter who supports obama, he will get nothing done without them. with them there, anything he wants has to go through them.

i've said it before & i'll say it again, obama is not a stand up, take charge guy. he never has been. how can you expect him to stand up to the 'big 4' when he lacks the power to do so?

the president cannot get a bill into law without congress but, congress can get a bill into law without the president &, the 'big 4' have the power to do so.

"CHANGE"---i don't think so! america, the first 6 years under bush were pretty good for us. look at what happened in his last 2 years to us after you put the democrats in charge.

the wheels of the bus go 'round & 'round but, if you don't put the lug nuts on, they're going to fall off. the wheels are congress & obama is not the lug nut!

sorry america---it will remain "business as usual" with no "change" in sight.

Friday, January 9, 2009

DON'T BE FOOLED BY THIS BILL

hello america! it does not give me any satisfaction in saying i told you that obama was wrong for this country & these times. & pretty soon you will reap all the rewards that will come from your not heeding my warning. my problem with that is, i have to reap them also.



by now you've either heard or seen obamas trillion dollar bill that congress is ready to start working on. it's supposed to 'help' the economy &, will come without any guarantees it will work. it is also supposed to come without any 'earmarks' attached---those will definitely be coming very soon after. you can bet the house on that.



so, let's talk about that bill for a minute. first of all, it's a waste of money & effort. america, it's a smoke-screen & i'll tell you why. this bill is supposed to create "infrastructure" jobs & the "greening" of public buildings. well, regardless of how much money is spent on those projects, it's going to take years before it's fully implemented & proves to be worthwhile. what obama is not telling you is, at best, this would be a very short-lived project. so ask me, why do you say this knowitall? well, how many people could be hired & for how long? once the repairs & greenings are accomplished, what happens to all those workers that will no longer be needed? when you hear talk about this bill creating millions of jobs stop...ask yourself this: how many people does it take to accomplish the mission? surely not millions. & when they finish the work they're hired for, they'll be released. just like macy's will hire extra people for certain holidays (AS DOES OUR POSTAL SYSTEM) & then lets them go after the holidays. a lot of businesses do this. not 1 of them will keep the workers on if there's no work there for them. would you?



i am opposed to this bill because it comes without any guarantees it will even come close to doing what it's supposed to do.

to implement this plan, one has to look at what all is involved---that's the part they don't want you to know...
1. you'd have to have people in charge that know the job-you & i don't qualify to run this
2. you'd have to set up a pretty tight background check system-you & i don't qualify to run this
3. you'd have to advertize the jobs-you & i don't qualify to run this
4. you'd have to set up a place for the staff-you & i don't qualify to run this
5. you'd have to 'hire' the staff-we may get lucky here
6. you'd have to set up a place for the applicants to be interviewed-???
7. you'd have to buy or rent computers, tables, chairs, etc-you & i don't qualify to run this
8. you'd have to provide utilities-you & i don't qualify to run this
9. you'd have to provide training for the accepted applicants-you & i don't qualify to run this
10. you'd have to provide insurance-you & i don't qualify to run this

the above is just the beginning before any real work is even started. chances are, the feds will give the money to the states who will distribute it as they see fit &, award contracts as they see fit. here in allentown, pa, you see the same companies doing the same work year after year & these companies have their own workers &, very few of us will get in.

"CHANGE"---i don't think so. this will be business as usual with the fat getting fatter & favors being doled out.

let america take care of america & tell your government officials that they need to clean up their own acts before tackling yours.

Monday, January 5, 2009

IDF'S RIGHT TO SELF-DEFENSE

hello america! this is going to seem like a contradiction to an earlier writing but, it's not. as much as i wish & pray for world peace, i have no problem with self-defense. so, for all those that would say that israel is wrong, please think of the following before you put your foot in your mouth.

assume you had a neighbor that was always throwing rocks at you, your family &, your house with no regard to injuries or damages to the passer-bys. let's also assume that you had reported this to the police & they did nothing; you reported it to the courts & asked for protection which was not provided; you asked the surrounding community for their help & they did nothing. well, if you did all that & nothing helped you, you would be left with just 3 choices>>>move, which is very unlikely, ignore the rock throwing, which is very unlikely or, defend yourself, family & property.

well, this is a problem that's been bothering israel since the beginning of time &, there is no end in sight. the cease-fires only last for so long. can you imagine sitting in your living room with your family under a cease fire &, out of no where comes the rocks through your window? when is enough enough? most of us would have been up the neighbors butt right after the first rock.

so, the next time you want to bash israel for what they are doing, put yourself & your family in their position & then tell me they're wrong.

Sunday, January 4, 2009

man is lost

hello america! why is it that man is so intent on destroying his fellow man? one would think that after all this time that we could co-exist on this planet---it's certainly big enough. we should all be pooling our resources for the betterment of life & the betterment of our planet.

instead, we have been so hell-bent on killing one another, for so long, that we have reached the point where we can no longer control our urges for destruction. &, regardless on how you may think of this, man has never had the ability to control his own destiny or fate &, never will. the bottom line is: man can't control yesterday, today, or tomorrow---&, he is having an extremely tough time controling himself.

throughout the history of man, man's propensity for killing has always existed &, unfortunately, in his quest for supremacy, it always will. man is unable to change himself without external help, &, when he realizes this, he will be in a better position to allow that change to occur.

modern man has let science confuse & blind him as to not only who he is but also, where he came from & where he is going. &, we, as a people, have forgotten to "love thy neighbor". we have also lost our way. our days are filled with working to exist & paying bills to live. man is killing man in the name of his GOD---you know this is wrong. man is killing man for profit through drugs---you know this is wrong. man never needed a valid reason to kill another man::just give him a weapon & he kills.

we need to get back to our roots. we need to get back to our CREATOR regardless of what name you call him or her. "THOU SHALT NOT KILL" & "LOVE THY NEIGHBOR".

Friday, January 2, 2009

DEMOCRATS DON'T UNDERSTAND THIS

Hello America! I am going to write this as formally as I can. I will keep it clean & informative but, I promise you now, it will be biased with truth. I just hope that the lame-brained idiots that blame President Bush for all of our present problems will finally see the light. But first, I am going to insert a news release dated 10/9/08 from the Office of The Press Secretary: jcr

For Immediate ReleaseOffice of the Press SecretaryOctober 9, 2008
Setting the Record Straight: Six Years of Unheeded Warnings for GSE Reform The Washington Times Fails To Research The Administration's Efforts To Reform Fannie Mae And Freddie Mac
White House News
In Focus: Setting the Record Straight In Focus: Economy
Today, the Washington Times incorrectly accused the White House of ignoring warnings of trouble ahead for government-sponsored enterprises (GSEs) and neglecting to "adopt any reform until this summer," when it was too late. "Neither the White House nor Congress heeded the warnings, Fannie and Freddie retained strong bipartisan support during the 1990s and early part of this decade." (Editorial, "Hear, See And Speak No Evil About Fannie And Freddie," The Washington Times, 10/9/08)
Over the past six years, the President and his Administration have not only warned of the systemic consequences of failure to reform GSEs but also put forward thoughtful plans to reduce the risk that either Fannie Mae or Freddie Mac would encounter such difficulties. In fact, it was Congress that flatly rejected President Bush's call more than five years ago to reform the GSEs. Over the years, the President's repeated attempts to reform the supervision of these entities were thwarted by the legislative maneuvering of those who emphatically denied there were problems with the GSEs.
2001
April: The Administration's FY02 budget declares that the size of Fannie Mae and Freddie Mac is "a potential problem," because "financial trouble of a large GSE could cause strong repercussions in financial markets, affecting Federally insured entities and economic activity." (2002 Budget Analytic Perspectives, pg. 142)
2002
May: The Office of Management and Budget (OMB) calls for the disclosure and corporate governance principles contained in the President's 10-point plan for corporate responsibility to apply to Fannie Mae and Freddie Mac. (OMB Prompt Letter to OFHEO, 5/29/02)
2003
February: The Office of Federal Housing Enterprise Oversight (OFHEO) releases a report explaining that unexpected problems at a GSE could immediately spread into financial sectors beyond the housing market.
September: Then-Treasury Secretary John Snow testifies before the House Financial Services Committee to recommend that Congress enact "legislation to create a new Federal agency to regulate and supervise the financial activities of our housing-related government sponsored enterprises" and set prudent and appropriate minimum capital adequacy requirements.
September: Then-House Financial Services Committee Ranking Member Barney Frank (D-MA) strongly disagrees with the Administration's assessment, saying "these two entities – Fannie Mae and Freddie Mac – are not facing any kind of financial crisis … The more people exaggerate these problems, the more pressure there is on these companies, the less we will see in terms of affordable housing." (Stephen Labaton, "New Agency Proposed To Oversee Freddie Mac And Fannie Mae," The New York Times, 9/11/03)
October: Senator Thomas Carper (D-DE) refuses to acknowledge any necessity for GSE reforms, saying "if it ain't broke, don't fix it." (Sen. Carper, Hearing of Senate Committee on Banking, Housing, and Urban Affairs, 10/16/03)
November: Then-Council of the Economic Advisers (CEA) Chairman Greg Mankiw explains that any "legislation to reform GSE regulation should empower the new regulator with sufficient strength and credibility to reduce systemic risk." To reduce the potential for systemic instability, the regulator would have "broad authority to set both risk-based and minimum capital standards" and "receivership powers necessary to wind down the affairs of a troubled GSE." (N. Gregory Mankiw, Remarks At The Conference Of State Bank Supervisors State Banking Summit And Leadership, 11/6/03)
2004
February: The President's FY05 Budget again highlights the risk posed by the explosive growth of the GSEs and their low levels of required capital and calls for creation of a new, world-class regulator: "The Administration has determined that the safety and soundness regulators of the housing GSEs lack sufficient power and stature to meet their responsibilities, and therefore … should be replaced with a new strengthened regulator." (2005 Budget Analytic Perspectives, pg. 83)
February: Then-CEA Chairman Mankiw cautions Congress to "not take [the financial market's] strength for granted." Again, the call from the Administration was to reduce this risk by "ensuring that the housing GSEs are overseen by an effective regulator." (N. Gregory Mankiw, Op-Ed, "Keeping Fannie And Freddie's House In Order," Financial Times, 2/24/04)
April: Rep. Frank ignores the warnings, accusing the Administration of creating an "artificial issue." At a speech to the Mortgage Bankers Association conference, Rep. Frank said "people tend to pay their mortgages. I don't think we are in any remote danger here. This focus on receivership, I think, is intended to create fears that aren't there." ("Frank: GSE Failure A Phony Issue," American Banker, 4/21/04)
June: Then-Treasury Deputy Secretary Samuel Bodman spotlights the risk posed by the GSEs and calls for reform, saying "We do not have a world-class system of supervision of the housing government sponsored enterprises (GSEs), even though the importance of the housing financial system that the GSEs serve demands the best in supervision to ensure the long-term vitality of that system. Therefore, the Administration has called for a new, first class, regulatory supervisor for the three housing GSEs: Fannie Mae, Freddie Mac, and the Federal Home Loan Banking System." (Samuel Bodman, House Financial Services Subcommittee on Oversight and Investigations Testimony, 6/16/04)
2005
April: Then-Secretary Snow repeats his call for GSE reform, saying "Events that have transpired since I testified before this Committee in 2003 reinforce concerns over the systemic risks posed by the GSEs and further highlight the need for real GSE reform to ensure that our housing finance system remains a strong and vibrant source of funding for expanding homeownership opportunities in America … Half-measures will only exacerbate the risks to our financial system." (Secretary John W. Snow, "Testimony Before The U.S. House Financial Services Committee," 4/13/05)
July: Then-Minority Leader Harry Reid rejects legislation reforming GSEs, "while I favor improving oversight by our federal housing regulators to ensure safety and soundness, we cannot pass legislation that could limit Americans from owning homes and potentially harm our economy in the process." ("Dems Rip New Fannie Mae Regulatory Measure," United Press International, 7/28/05)
2007
August: President Bush emphatically calls on Congress to pass a reform package for Fannie Mae and Freddie Mac, saying "first things first when it comes to those two institutions. Congress needs to get them reformed, get them streamlined, get them focused, and then I will consider other options." (President George W. Bush, Press Conference, the White House, 8/9/07)
August: Senate Committee on Banking, Housing and Urban Affairs Chairman Christopher Dodd ignores the President's warnings and calls on him to "immediately reconsider his ill-advised" position. (Eric Dash, "Fannie Mae's Offer To Help Ease Credit Squeeze Is Rejected, As Critics Complain Of Opportunism," The New York Times, 8/11/07)
December: President Bush again warns Congress of the need to pass legislation reforming GSEs, saying "These institutions provide liquidity in the mortgage market that benefits millions of homeowners, and it is vital they operate safely and operate soundly. So I've called on Congress to pass legislation that strengthens independent regulation of the GSEs – and ensures they focus on their important housing mission. The GSE reform bill passed by the House earlier this year is a good start. But the Senate has not acted. And the United States Senate needs to pass this legislation soon." (President George W. Bush, Discusses Housing, the White House, 12/6/07)
2008
February: Assistant Treasury Secretary David Nason reiterates the urgency of reforms, saying "A new regulatory structure for the housing GSEs is essential if these entities are to continue to perform their public mission successfully." (David Nason, Testimony On Reforming GSE Regulation, Senate Committee On Banking, Housing And Urban Affairs, 2/7/08)
March: President Bush calls on Congress to take action and "move forward with reforms on Fannie Mae and Freddie Mac. They need to continue to modernize the FHA, as well as allow State housing agencies to issue tax-free bonds to homeowners to refinance their mortgages." (President George W. Bush, Remarks To The Economic Club Of New York, New York, NY, 3/14/08)
April: President Bush urges Congress to pass the much needed legislation and "modernize Fannie Mae and Freddie Mac. [There are] constructive things Congress can do that will encourage the housing market to correct quickly by … helping people stay in their homes." (President George W. Bush, Meeting With Cabinet, the White House, 4/14/08)
May: President Bush issues several pleas to Congress to pass legislation reforming Fannie Mae and Freddie Mac before the situation deteriorates further.

"Americans are concerned about making their mortgage payments and keeping their homes. Yet Congress has failed to pass legislation I have repeatedly requested to modernize the Federal Housing Administration that will help more families stay in their homes, reform Fannie Mae and Freddie Mac to ensure they focus on their housing mission, and allow state housing agencies to issue tax-free bonds to refinance sub-prime loans." (President George W. Bush, Radio Address, 5/3/08)
"[T]he government ought to be helping creditworthy people stay in their homes. And one way we can do that – and Congress is making progress on this – is the reform of Fannie Mae and Freddie Mac. That reform will come with a strong, independent regulator." (President George W. Bush, Meeting With The Secretary Of The Treasury, the White House, 5/19/08)
"Congress needs to pass legislation to modernize the Federal Housing Administration, reform Fannie Mae and Freddie Mac to ensure they focus on their housing mission, and allow State housing agencies to issue tax-free bonds to refinance subprime loans." (President George W. Bush, Radio Address, 5/31/08)

June: As foreclosure rates continued to rise in the first quarter, the President once again asks Congress to take the necessary measures to address this challenge, saying "we need to pass legislation to reform Fannie Mae and Freddie Mac." (President George W. Bush, Remarks At Swearing In Ceremony For Secretary Of Housing And Urban Development, Washington, D.C., 6/6/08)
July: Congress heeds the President's call for action and passes reform legislation for Fannie Mae and Freddie Mac as it becomes clear that the institutions are failing.
September: Democrats in Congress forget their previous objections to GSE reforms, as Senator Dodd questions "why weren't we doing more, why did we wait almost a year before there were any significant steps taken to try to deal with this problem? … I have a lot of questions about where was the administration over the last eight years." (Dawn Kopecki, "Fannie Mae, Freddie 'House Of Cards' Prompts Takeover," Bloomberg, 9/9/08)
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America, now that you’ve gotten this far, you should already be deciding on how to vote the individuals out of office (BARNEY FRANKS, CHRIS DODD, HARRY REID &, NANCY PELOSI) that are responsible for our present economic problems. As you will see, this goes on for quite a bit.

I am also inserting an article from the Boston Globe in support of the above. If you choose to do your own research, just go to google or follow the above leads. jcr


Home : Blogs : Nicholas Goglucci, CRS ~ CLHMS, e-PRO ~ Re/Max Professional in South Florida : Nicholas Goglucci 's All American Blogs
Barney Frank Cried Racism And Look What Happened

The Boston Globe reported today...
The roots of this crisis go back to the Carter administration. That was when government officials, egged on by left-wing activists, began accusing mortgage lenders of racism and "redlining" because urban blacks were being denied mortgages at a higher rate than suburban whites.
The pressure to make more loans to minorities (read: to borrowers with weak credit histories) became relentless. Congress passed the Community Reinvestment Act, empowering regulators to punish banks that failed to "meet the credit needs" of "low-income, minority, and distressed neighborhoods." Lenders responded by loosening their underwriting standards and making increasingly shoddy loans. The two government-chartered mortgage finance firms, Fannie Mae and Freddie Mac, encouraged this "subprime" lending by authorizing ever more "flexible" criteria by which high-risk borrowers could be qualified for home loans, and then buying up the questionable mortgages that ensued.
All this was justified as a means of increasing homeownership among minorities and the poor. Affirmative-action policies trumped sound business practices.
"Lack of credit history should not be seen as a negative factor," the Fed's guidelines instructed. Lenders were directed to accept welfare payments and unemployment benefits as "valid income sources" to qualify for a mortgage. Failure to comply could mean a lawsuit.

But his fingerprints are all over this fiasco. Time and time again, Frank insisted that Fannie Mae and Freddie Mac were in good shape. Five years ago, for example, when the Bush administration proposed much tighter regulation of the two companies, Frank was adamant that "these two entities, Fannie Mae and Freddie Mac, are not facing any kind of financial crisis." When the White House warned of "systemic risk for our financial system" unless the mortgage giants were curbed, Frank complained that the administration was more concerned about financial safety than about housing.
Now that the bubble has burst and the "systemic risk" is apparent to all, Frank blithely declares: "The private sector got us into this mess." Well, give the congressman points for gall. Wall Street and private lenders have plenty to answer for, but it was Washington and the political class that derailed this train. If Frank is looking for a culprit to blame, he can find one suspect in the nearest mirror.
Granting loans to minorities. Pressuring banks to give loans to people without credit worthiness threatening lawsuits from Barak Obama's group called ACORN.
See the plot thickens now when you see the full picture, and the liberal media actually doing what it is paid to do. Investigate the truth without taking sides.
For too long the liberal media has blamed the Bush administration, meanwhile through the back door, Democratic leaders like Christopher Dood, and Barney Frank were sabotaging our financial stability and single handily crashed the housing market in the United States for years to come.
Democrats can blame the eight years of Bush's failed economic policies all they want.
Now, behold, the truth and the whole truth is coming out and it is the governments interfering with the banking system, and forcing banks to loan money to minority borrowers who did not qualify, threatening racial lawsuits and monetary judgments.
All in the name of the glorious Marxist, socialism plan of Barney Frank, Christopher Dodd and yes, Barak Obama and his ties to ACORN who were the very firm that threatened lawsuits and received monetary paypacks for putting pressure on the FED'S to loan the money to minorities.
Change...this is the change Barak Obama is calling for?

Now this will make some of you Obama supporters angry that this information was not made available to you prior to the elections---it was; you just chose to ignore it. jcr


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Tags : ACORN, banks, barack obama, chicago, citibank, clinton, community reinvestment act, cra, credit history, economic crisis, fannie mae, freddie mac, lawsuit, loan applications, Madeline Talbott, minorities, mortgage, racism, refinance, scandal
UPDATED: Obama Sued Citibank Under CRA to Force it to Make Bad Loans
Posted on 03 October 2008
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Do you remember how we told you that the Democrats and groups associated with them leaned on banks and even sued to get them to make bad loans under the Community Reinvestment Act which was a factor in causing the economic crisis (see HERE ) well look at what some fellow bloggers have dug up while researching Obamas legal career. Looks like a typical ACORN lawsuit to get banks to hand out bad loans.
In these lawsuits, ACORN makes a bogus claim of Redlining (denying poor people loans because of their ethnic heritage). They protest and get the local media to raise a big stink. This stinkmeans that the bank faces thousands of people closing their accounts and get local politicians to lobby to stop the bank from doing some future business, expansions and mergers. If the bank goes to court, they will win, but the damage is already done because who is going to launch a big campaign to get the banks reputation back?
It is important to understand the nature of these lawsuits and what their purpose is.ACORN filed tons of these lawsuits and ALL of them allege racism.
Thanks to the IUSB Vision Weblog for providing additional details of this story.
We pulled the docket down, but here’s a brief for your summary:
Case NameBuycks-Roberson v. Citibank Fed. Sav. Bank Fair Housing/Lending/InsuranceDocket / Court 94 C 4094 ( N.D. Ill. ) FH-IL-0011State/Territory IllinoisCase SummaryPlaintiffs filed their class action lawsuit on July 6, 1994, alleging that Citibank had engaged in redlining practices in the Chicago metropolitan area in violation of the Equal Credit Opportunity Act (ECOA), 15 U.S.C. 1691; the Fair Housing Act, 42 U.S.C. 3601-3619; the Thirteenth Amendment to the U.S. Constitution; and 42 U.S.C. 1981, 1982. Plaintiffs alleged that the Defendant-bank rejected loan applications of minority applicants while approving loan applications filed by white applicants with similar financial characteristics and credit histories. Plaintiffs sought injunctive relief, actual damages, and punitive damages.
U.S. District Court Judge Ruben Castillo certified the Plaintiffs suit as a class action on June 30, 1995. Buycks-Roberson v. Citibank Fed. Sav. Bank, 162 F.R.D. 322 (N.D. Ill. 1995). Also on June 30, Judge Castillo granted Plaintiffs motion to compel discovery of a sample of Defendant-banks loan application files. Buycks-Roberson v. Citibank Fed. Sav. Bank, 162 F.R.D. 338 (N.D. Ill. 1995).
The parties voluntarily dismissed the case on May 12, 1998, pursuant to a settlement agreement.Plaintiffs Lawyers Alexis, Hilary I. (Illinois)FH-IL-0011-7500 FH-IL-0011-7501 FH-IL-0011-9000Childers, Michael Allen (Illinois)FH-IL-0011-7500 FH-IL-0011-7501 FH-IL-0011-9000Clayton, Fay (Illinois)FH-IL-0011-7500 FH-IL-0011-7501 FH-IL-0011-9000Cummings, Jeffrey Irvine (Illinois)FH-IL-0011-7500 FH-IL-0011-7501 FH-IL-0011-9000Love, Sara Norris (Virginia)FH-IL-0011-9000Miner, Judson Hirsch (Illinois)FH-IL-0011-7500 FH-IL-0011-9000Obama, Barack H. (Illinois) FH-IL-0011-7500 FH-IL-0011-7501 FH-IL-0011-9000Wickert, John Henry (Illinois)FH-IL-0011-9000
UPDATE : Hotair.com comments on this story HERE .
New York Post Article HERE :
THE seeds of todays financial meltdown lie in the Community Reinvestment Act - a law passed in 1977 and made riskier by unwise amendments and regulatory rulings in later decades.
CRA was meant to encourage banks to make loans to high-risk borrowers, often minorities living in unstable neighborhoods. That has provided an opening to radical groups like ACORN (the Association of Community Organizations for Reform Now) to abuse the law by forcing banks to make hundreds of millions of dollars in subprime loans to often uncreditworthy poor and minority customers.
Any bank that wants to expand or merge with another has to show it has complied with CRA - and approval can be held up by complaints filed by groups like ACORN.
In fact, intimidation tactics, public charges of racism and threats to use CRA to block business expansion have enabled ACORN to extract hundreds of millions of dollars in loans and contributions from Americas financial institutions .
The Woods Fund report makes it clear Obama was fully aware of the intimidation tactics used by ACORNs Madeline Talbott in her pioneering efforts to force banks to suspend their usual credit standards. Yet he supported Talbott in every conceivable way. He trained her personal staff and other aspiring ACORN leaders, he consulted with her extensively, and he arranged a major boost in foundation funding for her efforts.
And, as the leader of another charity, the Chicago Annenberg Challenge, Obama channeled more funding Talbotts way - ostensibly for education projects but surely supportive of ACORNs overall efforts.
UPDATE 2: Fox News gets on the story
UPDATE 3: CNS News Analysis
Under the Clinton administration, federal regulators began using the act to combat red-lining, a practice by which banks loaned money to some communities but not to others, based on economic status. No loan is exempt, no bank is immune, warned then-Attorney General Janet Reno. For those who thumb their nose at us, I promise vigorous enforcement.
The Clinton-Reno threat of vigorous enforcement pushed banks to make the now infamous loans that many blame for the current meltdown, Richman said. Banks, in order to not get in trouble with the regulators, had to make loans to people who shouldnt have been getting mortgage loans.
This threat combined with the government backing of Fannie and Freddie set the stage for the current uncertainty, because the banks could just sell the loans off to Fannie or Freddie, who could buy them with little regard for negative financial outcomes, Richman said.
http://www.cnsnews.com/public/content/article.aspx?RsrcID=36048

UPDATE 4: Obama Audio saying it was a Good Idea to give people loans that couldn’t afford them.
We told you before how Obama sued banks with so called community organizers to force the banks to give bad loans to people who couldnt afford them. Well now we have the audio of Obama saying in 2007 that giving sub-prime loans to people who couldnt afford them is a good idea.
UPDATE 5: So what really (no really ) cause this economic crisis?

Referenced / Associated News Article:
Government Engineered Mortgage Crisis: No Racism Here, Move Along.
Barack Obama’s Fannie Mae, Freddie Mac Connection
[tags]racism, acorn, barack obama, clinton, fannie mae, freddie mac, banks, refinance, mortgage, economic crisis,community reinvestment act, cra, scandal, Madeline Talbott, lawsuit,citibank, chicago, loan applications, minorities, credit history[/tags]
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Now that I’ve decided it’s easier to include these transcripts then write down the websites, I’ll continue in this manner-at least for a while. I have tried to do my own research as diligently as I could, &, I researched the research I uncovered & I am convinced the data is very accurate. So, let’s get to it.

Obama duped you. He was a part of the problem that caused the housing markets to collaspe & yet, he blamed Pres Bush & pretended to not know of the reasons for the collaspe. The pro-biased Obama news media had this information & kept it from you because of their own agendas. Senator McCain chose not to exploit this (good man that he is) &, this, along with other unexploitedness cost him the election.

If you didn’t know it before, I am not an Obama supporter & I voted for McCain. That being said, the information you are now reading is basically the same information I tried to get others to read long before the elections.

Obama is a liar & will deceive you every chance he gets. It’s the way he is built. He will tell you what you “need to hear as opposed to what you want to hear”---a direct Obama quote. He knew he sued Citibank (as an lawyer for Acorn) back on July 6, 1994 under CRA which would have forced lending institutions to grant loans to those that were less then credit worthy.

When President Bill Clinton pressured a Republican controled Washington to repeal the Glass-Steagal Act in 1993, the collaspe of the housing market was sealed. Obama knew this because he took advantage of the repeal to sue the lending institutions. & here it is, 15 years later & Obama is still lying about who’s at fault for the collaspe.

That being said, Obama lied to get into office & now that he’s still lying, can you honestly expect him to tell you the truth? He’s already back-tracked from several of the issues that he promised to attend to when he first assumes office.

&, for you Obama supporters that think his moving so quickly to get positions filled is a good sign, do your own homework & quit relying on the pro-Obama biased media. He’s filling these positions with people that will fight his battles for him. This way, he will accept the battles won &, accredit the one’s he loses to others. His history as a stand-up, take-charge person shows this---he doesn’t have one.

Obama is very shrewed. He promised you “change” & yet how much “change” can you really expect with his naming Clinton & Richardson to his team? He’s already chosen many people out of former Pres Bill Clintons administration.

America, hope for the best but be prepared for the worst.
jcr-12/9/08-5:17pm est