hello america!!! color me stupid. obamacare was supposed to make healthcare affordable however, the premiums are steadily increasing &, what's even worse is, the full law won't go into effect until 2014. while many of you applauded when obamacare was passed, you never listened to those that opposed it & yet, what the opponents said, has come true: the costs have increased & will continue to do so; several states will oft out of it as have (& will) business's; it will lead to a negative impact on employment; when all is said & done, 30 plus million americans will still not be covered.....
just for fun i went online & compared prices for what it would cost me to obtain my own 'single smoker' coverage. here are the 'AFFORDABLE' numbers for just one person::::::::::
capital blue cross plan with a $5,000 deductible---$220 per month ($2,640 per year)---$30 per office visit---$16-$35 per month to add dental---$13 per month to add vision---$19-$36 per month to add accident benefit---$274-$307 per month to add critical illness. just using the base prices, i'm at $572 per month & i don't even have a clue as to who my doctor will be. $6,864 per year.......WOW!!!!
now i'm sure that i could shop around a little more & find a cheaper plan but, it won't have everything i want covered.
if you make $30,000 per year & have to get your own coverage, you're screwed. you do the math & then tell me how it's affordable::::::
the following figures are base numbers & will fluctuate depending on your individual situations:
$30,000 per year minus 22% tax ($6,600) equals $23,400 minus rent/mortgage ($800 per month/$9,600 per year) leaves you $13,800 to play with---car payment & insurance ($300 per month/$3,600 per year) leaves you $10,200 to play with---utilities/cable/phone ($280 per month/$3,380 per year) leave you $6,840 to play with---gasoline ($120 per month/$1,440 per year) leaves you $5,500 to play with---essentials like food, clothing, etc ($250 per month/$3,000 per year) leaves you $2,400 to play with---we're going to eat that $2,500 up like this---paying past due bills, pets, car/home repairs, etc leaving you in the minus because you've had to borrow to make ends meet. WHERE IN THE HELL ARE YOU GOING TO COME UP WITH YOUR HEALTHCARE COVERAGE PREMIUMS???
$30,000 per year means you make to much for obamacare or foodstamps but, if you don't get approved gov't healthcare coverage, you'll get a $95 fine the first year you don't have it &, a $ 300 plus fine the second time. &, you're in the middle-class section. so glad we have people in office looking out for you.
by the way, as of this past jan 1st, your $30,000 per year was just hit with a 2% social security tax increase so, in reality, you're taking home even less---about $11.50 a week less/$600 a year less.
