JOHN JR---ON HOUSING!!!

HOUSING---the federal housing authority (fha) which is also known as housing & urban development (hud) was created by congress in 1934 because of the 'great depression' & was not originally intended for people of color who were still fighting for their rights---it was designed for white people that were losing their homes in record numbers, PERIOD---it has since evolved to where it is supposed to be more inclusive for all people &, that only came about because of our supreme court...to this day there is a great disparity between white & black home ownership that has nothing to do with financial income...while we may attribute 'housing improvement for all' to a certain political party &/or president, the fact remains that the democrat party was still adamant in their refusal to grant people of color the same rights as whites & that continued long after supreme court rulings against their actions...there are far too many articles (for & against) to post concerning this subject, however, i like this one---http://academic.udayton.edu/race/04needs/housing05.htm

when i look at the 2007/2008 housing market collapse, i can't help but feel for the people of color who were negatively impacted by it because for many, they lost everything & yes, i can actually point to the guilty party that could have prevented it---hell, i can even name them, however, i'll let you read them for yourselves here---https://georgewbush-whitehouse.archives.gov/news/releases/2008/10/20081009-10.html... by the way, that's the same dodd & franks that wrote the dodd/franks bill after all the crap hit the fan...for those of you that like videos, there this---https://www.youtube.com/watch?v=_OKPFzOFYMg &, to further my point, hillary clinton was a seated senator & on the senate budget committee 2001-2002 & had to have seen bush's fy02 budget plans/requests &, as you now know, then senator obama took no action to ward off the collapse...& yes, we could go all the way back to the glass/steagall act & the weakening of it by bill clinton but, i think i've made my point, however, some of you will still call me a hater so, watch this video of the democrats trying to defend their actions &, i want you to know that had they of heeded bush's warnings, our housing market collapse may never have occurred...https://www.youtube.com/watch?v=KcCs1yGO6aA...bear in mind that the dems were strongly connected with fannie & freddie & still are (do your own homework) & no, this post isn't about trying to absolve the repubs from any fault---it's about who has honestly been trying to help people of color with home ownership...

we can go back & forth on this issue all day, however, as it now stands, home ownership for blacks is at best, sad & there's a plethora of reasons for that---let's just sum it up to this; if the national rate of home ownership rises or lowers, that rate is directly related to the rise & fall of home ownership for people of color &, while there are other articles & stats to examine, there's this---http://blackdemographics.com/households/housing/ &, when you realize that home ownership has fallen all across our great country, you'll also have to realize that it's fallen even more for people of color---& yes, i could provide other links but perhaps you'll settle for this one---http://www.businessinsider.com/homeownership-rate-is-at-multi-decades-low-but-may-be-bottoming-2016-7...

while the dems do a great job of selling their ideas of home ownership to help the plight of people of color, i have to judge them by all of their actions & hey, they're not nearly as good as you would have me believe...